If you have been in trouble with the law about your car insurance or anything else auto related, you may have to have an SR22 on record so that you can drive legally. But what is an SR22?

What is SR22?

The SR22 isn't necessarily a type of insurance, per se, but you have to have an insurance company in order to get it. It is actually a legal form, one that you have to turn into the motor vehicles agency in your state. It is proof that you have car insurance. If you have had your license suspended due to lack of car insurance, then you may have to prove that you have car insurance before you can get your license back. If you have to have auto insurance with an SR22 filing, there are things that you need to know before you make your decision as to what insurance company you should go with?

Higher Price

One thing that you need to consider is the price. The insurance policy is more likely to be more expensive. That's because it is high-risk insurance, which means that the insurance company is going to carry a higher risk of having to pay out or handle the policy in some other way. While the insurance is more likely to be more expensive, you can shop around to see if any one particular insurance agency or company has a better price. There are a lot of reasons that one company may have a better price for you, including the fact that you might have other insurance with the company. 

Moves With You

If you have to have SR22 insurance in the state where you live and you move from that state to another state, you are going to have to carry the insurance over into your new state, as long as they are a state which requires SR22 insurance. That's because when you get your license in your new state, they are going to look at the information from your old state to see what's going on with your license. To make sure that you have the right insurance when you go from one state to the next, you might want to consider using a large insurance company, since they will cover all the states. 

If you have had a hard time with the law when it comes to vehicular law, you might need to have an SR22. Contact a company like Illinois Insurance Center Inc to learn more.