Many people may be unaware critical illness insurance exists. Unfortunately, a catastrophic medical event can make recovery difficult if you are worried about making the rent or mortgage. If you currently have a life insurance policy or are in the process of purchasing one, adding critical illness insurance can offer you additional protection if you suffered a major illness.
Determine Your Family History
Many people will face a significant medical event in their lives.
Not having sufficient auto-insurance coverage can be a bad thing, especially when you consider the number of accidents that happen each year. In 2012 alone, 9.9 million cars were involved in accidents. Having insurance is not enough. You absolutely need to understand the type and amount of coverage that you have along with the terms and conditions involved with making a claim. This is especially true for "not-at-fault" claims. This article will look at three common factors that come into play when attempting to file "
If disaster strikes, you need your home insurance policy to be there to help. Because of that, it's critical that you review your policy on an annual basis to ensure it offers the protection you need. Here are the top five things to consider.
1. Wrong Deductible
Your deductible shouldn't be too high or too low. Rather, it needs to be just right for your situation. In particular, if you have ample cash in savings, it doesn't make sense to pay high insurance premiums every month in exchange for low deductibles.
A burglary in your home or the theft of items you own that occurs away from home can be stressful and upsetting. Either results in inconvenience and financial loss that impact your life. Fortunately, your home insurance policy can help you replace the items that were stolen. But to benefit, you need to understand how personal property coverage works.
Understanding Personal Property Insurance
The amount of coverage you have for your possessions depends on the terms of your policy.
Self-driving technology is gradually working its way into consumer cars in the form of driver-assistance technology. Fully autonomous, self-driving cars are estimated to hit the roads by the year 2020, leading one automotive expert to predict that the result will be a lot more sex behind the wheel. However, car owners can also look forward to lower auto insurance rates.
Increased Safety
You can get a lower insurance rate today on a standard car that has high safety rating and low risk for accidents.
