If you own a car, you need to have some form of auto insurance on your vehicle. There is a minimum amount of coverage that you must have, but it is different from one state to the next. The insurance agent you are getting your policy from will know what the minimums for your area are and you can get that information from the department of motor vehicles in your area.
A flood can occur without warning. While there is nothing you can do to stop this catastrophic event from happening, you can take measures to protect yourself. Learn how to create a flood preparedness plan now, so that you are ready for whatever might come your way.
Flood Insurance
Ensure you have flood insurance to protect your home. If you have homeowner's insurance, this factor alone does not mean that you are protected from a flood.
As a digital marketer, you need commercial insurance coverage to protect your business just like other businesses do. The fact that most of your activities are online-based doesn't mean that insurance coverage is superfluous to your needs. Here are some of the sticky situations that the right commercial insurance coverage, from a company like Welsh Insurance Agency Inc., may help you with:
Copyright Infringement Claims
As a digital marketer, you probably don't rely on original creations (quotes, graphics, and pictures) at all times.
A Driving Under the Influence (DUI) conviction complicates the offender's life in many ways. Besides the fines and other penalties associated with a DUI conviction, purchasing car insurance becomes significantly more expensive. In the states of Florida and Virginia, a driver with a DUI conviction must purchase costly FR-44 insurance. Cutting back on comprehensive and collision coverage would reduce the overall policy cost. If this is your plan, think first about the financial risks associated with eliminating these two provisions.
Do you and your spouse both have your own car? If so, you may automatically assume that each person should be listed as a driver on the other's auto insurance policy. This may not always be the best idea. Maintaining separate policies can be beneficial in the following situations.
Someone Has A Poor Driving History
The driving history of every driver on a policy will impact the premium that you pay.
